Credit Report News
| March 2004 | ||||||
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 7 | 8 | 9 | 10 | 11 | 12 | 13 |
| 14 | 15 | 16 | 17 | 18 | 19 | 20 |
| 21 | 22 | 23 | 24 | 25 | 26 | 27 |
| 28 | 29 | 30 | 31 | |||
| Feb Apr | ||||||
Wednesday, March 17, 2004
Free credit reports will probably include advertising When it goes into effect starting December of 2004, the Fair and Accurate Credit Transactions Act will give you the right to get a free credit report annually from each of the three nationwide credit reporting agencies (Experian, Equifax, and TransUnion) but be prepared to be bombarded with advertising!
Under the proposed rules for the free credit report central website:
- Ads will allowed - unless they hinder your ability to complete the online request. (Distracting and intrusive pop-up ads might be prohibited. What about pop-under ads?)
- Credit scores can be sold at extra cost.
- Credit bureaus must clearly disclose that "free trials" of credit monitoring services require cancellation in order to not be charged after the trial period - if that is the case.
- Nothing will prohibit Experian, Equifax, and TransUnion from selling credit counseling services, credit cards, auto loans, travel clubs, health insurance, or most any other legal product.
So, not much will be changing.
12:36:55 PM 
This Page was last update: 4/1/04; 12:23:51 PM
Copyright 2004 Credit Report News and Information
a